Services

OAK & LEDGER SERVICES

Rooted in clarity. Built for real life.

Oak & Ledger provides financial services designed to bring structure, organization, and confidence to both your personal and business finances. Every service is built to support real income, real responsibilities, and real life.

Whether you need clean books for your business, support through tax season, or help building a budget that actually works in everyday life, Oak & Ledger offers grounded, practical support at every stage.

ACCOUNTING SERVICES

Oak & Ledger provides ongoing monthly accounting and bookkeeping for small businesses, solo business owners, and independent service providers who want clean, reliable financial records without the stress.

This service is designed to help you:

  • Stay organized

  • Understand your cash flow

  • Be prepared for tax season

  • Make confident financial decisions

Accounting support may include:

  • Monthly transaction categorization

  • Bank and credit card reconciliations

  • Financial reporting

  • Ongoing organization and cleanup

  • Support with expense tracking and income accuracy

This service is ideal for:

  • Service-based business owners

  • Consultants and freelancers

  • Online sellers

  • Growing side hustles

Oak & Ledger bookkeeping is built around clarity, consistency, and calm so your numbers work for you, not against you.

TAX ORGANIZATION & PREPARATION SUPPORT

Oak & Ledger offers tax organization and preparation support designed to make tax season feel structured, informed, and manageable.

With AFB certification and a tax preparation focus, this service is built to help individuals and small business owners:

  • Get organized before tax season

  • Understand what documentation is needed

  • Reduce uncertainty and last-minute stress

  • Prepare confidently for filing

Tax support may include:

  • Income and expense organization

  • Document preparation and review

  • Estimated tax planning support

  • Year-end readiness guidance

  • Coordination with your tax professional if applicable

This service is best for:

  • Individuals with complex income

  • Small business owners

  • Self-employed professionals

  • Clients who want clarity before filing

Oak & Ledger focuses on preparation, accuracy, and confidence, helping you walk into tax season feeling steady instead of overwhelmed.

PERSONAL BUDGET REVIEWS & BUDGET SUPPORT

Oak & Ledger offers personal budget reviews and ongoing budget support for individuals and families who want structure, clarity, and confidence around their money.

This service is built around the belief that a balanced budget should reflect real life,  not unrealistic rules.

Budget support may include:

  • One-time comprehensive budget reviews

  • Ongoing monthly or seasonal check-ins

  • Review of income, expenses, and spending patterns

  • Category adjustments based on real-life needs

  • Support for savings goals and debt payoff

  • Sinking fund guidance

  • Financial habit building

This service is ideal for:

  • Individuals feeling behind or overwhelmed

  • Families navigating changing income or expenses

  • Clients paying down debt

  • Anyone who wants a budget that finally feels sustainable

Budgets drift. Life changes. Oak & Ledger helps you return to clarity again and again.

DIGITAL BUDGETING TOOLS & PLANNERS

Oak & Ledger also offers printable and digital budgeting planners designed to support real-life financial habits. These tools are built from the same frameworks used in client sessions and services.

Digital tools support:

  • Monthly and weekly budgeting

  • Sinking funds

  • Debt payoff

  • Spending awareness

  • Financial reflection and goal-setting

  • Life planning (meals, groceries, holidays, no-spend challenges)

All planners are designed for:

  • Printable use

  • GoodNotes and digital annotation apps

These tools allow you to build consistency between professional support and everyday money management.

EXPERIENCE & CREDENTIALS

Oak & Ledger is supported by:

  • Over 25 years of corporate finance experience

  • AFB certification with a tax preparation focus

  • QuickBooks ProAdvisor certification

This background allows Oak & Ledger to blend technical financial expertise with real-life application so your financial systems are both accurate and sustainable.

HOW TO GET STARTED

If you are interested in accounting services, tax support, or personal budget reviews, the best place to begin is through the contact page.

You will receive:

  • Clear next steps

  • Service availability

  • Support tailored to your needs

Oak & Ledger is here to help you move forward with clarity and confidence - one grounded step at a time.